Residential Insurance

Homeowners….

Your home and its contents may well be the most valuable assets you have. Many hard years of work and energy go into creating the place you call home. Protecting that investment is paramount.

We write policies in all classes of habitational insurance, ranging from tenant and condo-owner policies to strata-titled properties, traditional homeowners and mobile homes.

We also insure secondary properties and vacation properties located within British Columbia, as well as investment properties such as homes for rent and Bed and Breakfasts.

In addition to protecting your home and you possessions, a residential insurance policy will also provide you with personal liability both on and off your premises should the need arise.

Our homeowners insurance specialists have years of experience in the British Columbia insurance markets and would love to give you a very competitive quote at the time of your next purchase or renewal.

Protection for your Property
A home insurance policy will protect you from unforeseen losses or damage to your home and property. Some examples of common coverages include protection from
losses caused by fire, theft, and wind. A home insurance policy will give you peace of mind knowing that your items will be repaired or replaced should you suffer a loss.Liability Protection
A home insurance policy provides protection against personal injury or property damage that you may be held legally liable for. Liability lawsuits can involve large sums of money.
A home insurance policy will provide you with protection from the financial burden that you may be found responsible for.To Secure a Mortgage
If you require a mortgage on your property, your mortgage broker will require you to purchase an insurance policy on your property before you are able to finalize your mortgage. This protects their interest in your property as well as yours.

What to look for in a Home Insurance Policy.
When looking to purchase a home insurance policy, take time to find the policy that is right for you. The right policy should provide you with the following:

Coverage to fit your needs -
Make sure that your policy gives you sufficient coverage for the full value of your house and its contents. If you own any special items, such as jewellery or art collections, you may require additional insurance to ensure that you are adequately insured for these items.

Professional claims service
Good coverage is important, but equally important is the quality of claims services you can expect to receive should you need to make a claim. Ask your broker if the claims
service the company offers will meet your expectations.

There are several key issues you should ask your insurance broker before purchasing home insurance.

Questions You Should Ask:
• Does the insurer have a policy type designed specifically for my type of property?
• What is covered and how much is the replacement limit?
• What quality of claims service will I receive if and when I experience a loss?
• Does the insurer provide special coverage for unique items without complications?

Protect Your Most Important Investment
Your home and its contents may well be the most valuable assets you have. Many years of hard work and energy go into creating the place you call home. Give yourself peace of mind knowing your assets are protected if the unexpected should ever happen.

Maxxam Insurance Services is pleased to offer HomeCover:
A comprehensive insurance package specifically designed with you in mind.
Call Maxxam Insurance Services today for more information at (250) 391-8809 in Victoria or (604) 524-9277 in Burnaby.HomeCover provides:
- Industry leading insurance coverage
- Competitive insurance premiums“For the best service and coverage, choose
Maxxam Insurance Services
and HomeCover.”

Type of HomeCover Policies Available
• Homeowners
• Condominium Unit Owners
• Tenants
• Mobile Home Owners
• Other Residential Property

Unlimited Protection
With a HomeCover policy, you can be assured your property and valuables will be replaced. HomeCover provides unlimited replacement protection for most homes and personal property. It also includes $1,000,000 comprehensive personal liability coverage, with higher limits available.

Personalized Claims Service
Our claims department is dedicated to offering fair, timely, and compassionate claims service that is unsurpassed in the industry. You can rest assured that our staff will handle your claim professionally to ensure that your claim is settled to your satisfaction as fast as possible with minimal disruption.

Special Property with Simplicity
Although residential policies contain some standard limitations on special property, our policy allows you to increase these limits to fit your needs. Special property includes:

• Jewellery
• Furs
• Silverware
• Fine Arts
• Sports Collectibles
• Student Property

Call Maxxam Insurance Services today for more information at (250) 391-8809